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<h2>The Importance of Financial Management in Business Growth</h2>
<p>Financial management is a critical component of business success, and accountants play a pivotal role in this area. By maintaining accurate records and providing insights into financial performance, accountants help businesses make informed decisions that drive growth. In today's competitive market, having a skilled accountant can be the difference between thriving and merely surviving.</p>

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<h3>Analyzing Financial Data</h3>
<p>One of the primary responsibilities of an accountant is to analyze financial data. This involves reviewing income statements, balance sheets, and cash flow statements to assess the financial health of a business. Through this analysis, accountants can identify trends, spot potential issues, and recommend strategies to improve profitability. Their expertise helps businesses allocate resources efficiently and plan for future growth.</p>

<h3>Budgeting and Forecasting</h3>
<p>Accountants are essential in the budgeting and forecasting process. By working closely with management, they help create realistic budgets that align with business goals. Accountants use historical data and market trends to forecast future revenues and expenses, providing a roadmap for financial success. Effective budgeting and forecasting ensure that businesses have the necessary funds to invest in growth opportunities while maintaining operational stability.</p>

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<h3>Ensuring Compliance</h3>
<p>Compliance with financial regulations is crucial for any business. Accountants ensure that companies adhere to local, national, and international laws, avoiding costly fines and legal issues. They stay updated on tax codes and financial legislation, helping businesses navigate complex regulatory environments. This compliance not only protects the business but also builds trust with stakeholders, which is vital for long-term growth.</p>

<h3>Strategic Financial Planning</h3>
<p>Beyond managing day-to-day finances, accountants play a strategic role in long-term financial planning. They assess risks, evaluate investment opportunities, and provide advice on mergers and acquisitions. By offering insights into market conditions and financial trends, accountants help businesses make informed strategic decisions that drive growth and sustainability.</p>

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<h3>Cost Control and Efficiency</h3>
<p>Effective cost control is essential for maximizing profits. Accountants implement systems to monitor expenses and identify areas where savings can be made. By optimizing processes and reducing waste, they contribute to overall operational efficiency. This focus on cost control ensures that businesses can reinvest savings into growth initiatives, further enhancing their competitive edge.</p>

<h2>The Evolving Role of Accountants</h2>
<p>As technology advances, the role of accountants is evolving. Automation and AI tools are transforming how financial data is processed, allowing accountants to focus more on analysis and strategic input. This shift enhances their ability to contribute to business growth by providing deeper insights and more proactive financial management.</p>

<p>In conclusion, accountants are integral to business growth. Their expertise in financial management, compliance, strategic planning, and cost control equips businesses with the tools needed to succeed in a dynamic marketplace. Investing in skilled accounting professionals is an investment in the future success of any business.</p>

The Role of an Accountant in Business Growth

<h2>Introduction to Accounting for Small Businesses</h2>
<p>Starting a small business in Australia can be an exciting venture, but understanding the financial side is crucial for success. Accounting is a vital component, helping business owners manage finances, comply with regulations, and make informed decisions. In this post, we'll explore the basics of accounting tailored to Australian small businesses.</p>

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<h2>The Importance of Accounting</h2>
<p>Accounting provides a clear picture of your business's financial health. By keeping accurate records, you can track income and expenses, which is essential for budgeting and forecasting. Moreover, proper accounting ensures compliance with tax obligations and helps avoid legal issues. It's not just about numbers; it's about empowering your business with financial clarity.</p>

<h3>Key Terminology</h3>
<p>Before diving deeper, let's cover some essential accounting terms every small business owner in Australia should know:</p>
<ul>
    <li><strong>Assets:</strong> Resources owned by the business, such as cash, inventory, and equipment.</li>
    <li><strong>Liabilities:</strong> Debts or obligations, like loans and accounts payable.</li>
    <li><strong>Equity:</strong> The owner's interest in the business after liabilities are subtracted from assets.</li>
    <li><strong>Revenue:</strong> Income generated from business activities.</li>
    <li><strong>Expenses:</strong> Costs incurred in the process of earning revenue.</li>
</ul>

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<h2>Setting Up Your Accounting System</h2>
<p>Choosing the right accounting system is crucial. For small businesses, options range from simple spreadsheets to comprehensive software solutions like MYOB or Xero, popular in Australia. These tools can automate many accounting tasks, saving time and reducing errors.</p>

<h3>Deciding on a Method</h3>
<p>You'll need to decide between cash basis and accrual basis accounting. The <b>cash basis</b> records transactions when cash changes hands, while the <b>accrual basis</b> records them when they are earned or incurred, regardless of cash flow. Each method has its pros and cons, and your choice may affect financial reporting and tax obligations.</p>

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<h2>Managing Financial Statements</h2>
<p>Financial statements are a key component of accounting. They provide insights into your business's performance and position. The three primary statements are the balance sheet, income statement, and cash flow statement.</p>

<h3>Understanding Each Statement</h3>
<p>The <b>balance sheet</b> shows your business’s assets, liabilities, and equity at a specific point in time. The <b>income statement</b>, or profit and loss statement, details revenue and expenses over a period, showing the profit or loss. Lastly, the <b>cash flow statement</b> tracks the movement of cash in and out of the business, highlighting liquidity.</p>

<h2>Compliance with Australian Taxation Laws</h2>
<p>Compliance with taxation laws is crucial for any business operating in Australia. This includes understanding Goods and Services Tax (GST), Pay As You Go (PAYG) withholding, and income tax obligations. Familiarizing yourself with these regulations and deadlines is essential to avoid penalties.</p>

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<h3>Seeking Professional Help</h3>
<p>If navigating tax laws feels overwhelming, consider consulting a professional accountant or tax advisor. They can offer guidance tailored to your industry and business size, ensuring that you meet all legal requirements efficiently.</p>

<h2>Conclusion: Building a Strong Financial Foundation</h2>
<p>A solid understanding of accounting is indispensable for any small business owner in Australia. By mastering the basics and leveraging technology, you can build a reliable financial foundation that supports growth and stability. Remember, investing time in understanding your finances today paves the way for a successful tomorrow.</p>

Understanding the Basics of Accounting for Australian Small Businesses

<h2>Introduction to Australian Taxation</h2>
<p>Understanding taxation in Australia is crucial for businesses looking to operate successfully within the country. The Australian tax system, governed by the Australian Taxation Office (ATO), encompasses a variety of taxes, including income tax, Goods and Services Tax (GST), and payroll tax. This comprehensive overview aims to provide clarity on these essential components, helping businesses navigate their tax obligations effectively.</p>

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<h2>Income Tax for Businesses</h2>
<p>Income tax is a significant part of the Australian taxation landscape. Businesses must pay income tax on their taxable income, which is calculated as the difference between their assessable income and allowable deductions. Corporate tax rates vary, with a standard rate of 30% for larger businesses and a reduced rate of 25% for small to medium enterprises (SMEs) that meet specific eligibility criteria.</p>

<p>It's important to note that Australia follows a progressive tax system, meaning the rate of tax increases as taxable income increases. Businesses need to keep meticulous records to ensure all income and deductions are accurately reported. Engaging a professional accountant can help in optimizing tax returns and ensuring compliance with ATO regulations.</p>

<h2>Goods and Services Tax (GST)</h2>
<p>The Goods and Services Tax (GST) is a broad-based tax of 10% on most goods, services, and other items sold or consumed in Australia. Businesses with an annual turnover of $75,000 or more are required to register for GST. This tax is collected by businesses at each step in the supply chain but is ultimately borne by the end consumer.</p>

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<p>Once registered, businesses must lodge regular Business Activity Statements (BAS) to report their GST obligations. This involves calculating GST collected on sales and subtracting GST paid on purchases. The resulting amount is then paid to the ATO. Proper accounting practices are essential to manage GST effectively and avoid potential penalties.</p>

<h2>Payroll Tax Considerations</h2>
<p>Payroll tax is another crucial aspect for businesses employing staff in Australia. This state-based tax applies to wages paid by employers when they exceed a certain threshold, which varies from state to state. Each state has its own payroll tax rate and exemption threshold, making it essential for businesses operating across multiple states to understand each jurisdiction's requirements.</p>

<p>Employers must register for payroll tax in each state where they pay wages above the threshold. Regular compliance checks and updates on rate changes are vital to ensure adherence to the law and avoid financial penalties that can arise from non-compliance.</p>

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<h2>Fringe Benefits Tax (FBT)</h2>
<p>Fringe Benefits Tax (FBT) is a unique aspect of Australia's taxation system where employers are taxed on non-cash benefits provided to employees, such as company cars or entertainment expenses. FBT is calculated on the taxable value of these benefits and is separate from income tax.</p>

<p>Employers must lodge an FBT return annually and may need to make quarterly payments. Understanding what constitutes a fringe benefit and keeping detailed records is critical for accurate reporting and minimizing FBT liabilities.</p>

<h2>Conclusion: Staying Compliant</h2>
<p>Remaining compliant with Australia's complex taxation system requires diligence and a proactive approach. Businesses should consider investing in professional advice or accounting software to streamline their reporting processes. Regularly reviewing tax obligations can help identify potential savings and ensure that businesses remain on the right side of ATO regulations.</p>

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<p>By understanding the fundamental aspects of income tax, GST, payroll tax, and FBT, businesses can better manage their financial responsibilities and focus on growth opportunities within the Australian market.</p>

Understanding Taxation in Australia: A Comprehensive Overview for Businesses

<h2>Introduction to DIY Accounting</h2>
<p>The allure of DIY accounting is strong, especially for small business owners who are looking to cut costs and maintain greater control over their finances. However, it's crucial to weigh the pros and cons before deciding if this approach is truly right for your business. In this post, we will explore common myths surrounding DIY accounting and provide clarity on whether it's a viable option for you.</p>

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<h2>Myth 1: DIY Accounting is Always Cheaper</h2>
<p>One of the most common myths is that handling your own accounting is always a cost-saving measure. While it's true that you can avoid paying an accountant's fees, there are other costs to consider. <strong>Time is money</strong>, and the hours spent on accounting could be better spent growing your business. Additionally, mistakes can lead to costly penalties or missed opportunities for tax deductions.</p>

<h3>Hidden Costs</h3>
<p>Beyond the time investment, there are potential hidden costs in DIY accounting. These include purchasing software, training on new tools, and the risk of errors that could lead to financial discrepancies. It's essential to factor these into your decision-making process.</p>

<h2>Myth 2: Accounting Software Makes DIY Accounting Foolproof</h2>
<p>With the rise of user-friendly accounting software, many believe that anyone can manage their own business finances without professional help. While these tools are powerful, they are not foolproof. They require a basic understanding of accounting principles and regular updates to ensure accuracy.</p>

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<h3>Learning Curve</h3>
<p>The learning curve associated with accounting software should not be underestimated. Business owners need to invest time in understanding how to use these tools effectively. Mistakes made due to a lack of knowledge can lead to financial discrepancies that could harm your business in the long run.</p>

<h2>Myth 3: DIY Accounting Provides More Control</h2>
<p>Some business owners believe that managing their own books gives them greater control over their finances. While you might have more immediate access to financial data, this doesn't always translate to better control. Without a deep understanding of accounting, you may miss critical insights that a professional accountant could provide.</p>

<h3>The Role of Professional Guidance</h3>
<p>An accountant brings expertise and an objective perspective to your financial situation. They can help identify trends, provide strategic advice, and ensure compliance with tax regulations, ultimately giving you more effective control over your business's financial health.</p>

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<h2>Myth 4: DIY Accounting is Suitable for All Business Types</h2>
<p>Another myth is that DIY accounting is suitable for every type of business. In reality, the complexity of your business finances should dictate whether this approach is appropriate. Larger businesses or those with complex financial structures might find it more challenging to manage their accounts without professional help.</p>

<h3>Assessing Your Business Needs</h3>
<p>Consider your business size, industry regulations, and transaction volume when deciding if DIY accounting is feasible. For many businesses, a hybrid approach—using accounting software under the guidance of a professional—may be the best solution.</p>

<h2>Conclusion</h2>
<p>While DIY accounting can be an attractive option for some business owners, it's important to debunk the myths and carefully evaluate whether it aligns with your business needs. Consider the time investment, potential for errors, and the value that professional guidance can add. Ultimately, making an informed decision will help safeguard your business's financial health and set the foundation for long-term success.</p>

Debunking Myths: Is DIY Accounting Right for Your Business?

<h2>Introduction to Common Accounting Mistakes</h2><p>Running a business in Australia comes with its own set of challenges, and managing finances is one of the most critical aspects. Unfortunately, many businesses make common accounting mistakes that can lead to significant financial repercussions. Understanding these errors and learning how to avoid them can save your business time, money, and stress.</p><figure id="figure-z7fz94b2hkm4690pfg"><img id="z7fz94b2hkm4690pfg" src="https://cdn.durable.co/getty/28BfklF7bJcjzAXJprVGiL8MkhTDWSpMJjGRqGZf9Nxe2wJWT2f896NVSGHh6IQG.jpeg" alt="accounting mistakes" class="object-cover bg-gray-100" style="aspect-ratio: 16/9"></figure><h2>Failing to Separate Personal and Business Finances</h2><p>One of the most frequent mistakes is the failure to separate personal and business finances. Mixing these accounts can lead to confusion, inaccurate financial reporting, and issues with the Australian Taxation Office (ATO). To avoid this, ensure that you have a dedicated business bank account and credit card. This separation simplifies bookkeeping and ensures that your financial records are clear and precise.</p><h3>How to Avoid This Mistake</h3><p>To maintain clear boundaries between personal and business finances, follow these steps:</p><ul>  <li>Open a separate bank account for your business.</li>  <li>Use business credit cards for all business expenses.</li>  <li>Keep detailed records of all transactions.</li></ul><h2>Inaccurate Record Keeping</h2><p>Accurate record-keeping is the backbone of sound financial management. Many businesses fall into the trap of poor record-keeping, leading to discrepancies in financial statements and issues during tax season. Ensure that all financial transactions are recorded promptly and accurately to maintain the integrity of your financial data.</p><figure id="figure-esnafg1pem4690pfg"><img id="esnafg1pem4690pfg" src="https://cdn.durable.co/getty/28aOGlNvW55mBp0rc8yPRxnFCTs26cVSDoZpZtC4UVkRjQfiSWkqSwFkTHVJ8gtZ.jpeg" alt="financial records" class="object-cover bg-gray-100" style="aspect-ratio: 16/9"></figure><h3>Tips for Better Record Keeping</h3><p>Implementing a robust record-keeping system can help you avoid inaccuracies:</p><ol>  <li>Use accounting software to track income and expenses.</li>  <li>Regularly reconcile your bank statements.</li>  <li>Keep all receipts and invoices organized and accessible.</li></ol><h2>Neglecting to Reconcile Accounts Regularly</h2><p>Another common mistake is neglecting to reconcile accounts regularly. Reconciliation helps ensure that your financial records match your bank statements, identifying any discrepancies early. Failing to do this can result in undetected errors and potential financial losses.</p><h3>Steps to Regular Reconciliation</h3><p>To maintain accurate financial records, follow these reconciliation steps:</p><ul>  <li>Set a regular schedule for reconciliation, such as monthly or quarterly.</li>  <li>Compare your accounting records with your bank statements.</li>  <li>Investigate and resolve any discrepancies immediately.</li></ul><figure id="figure-a3lruvrgcim4690pfg"><img id="a3lruvrgcim4690pfg" src="https://cdn.durable.co/getty/28jFVHzkkIIYvJcn1H4TY9GZOp95dm3BWHPeMtjOePxhN9i7EsKYycKoYUgDbL3m.jpeg" alt="reconciliation process" class="object-cover bg-gray-100" style="aspect-ratio: 16/9"></figure><h2>Misclassifying Expenses</h2><p>Misclassifying expenses can lead to inaccurate financial reporting and potential issues with the ATO. It is crucial to categorize expenses correctly to ensure that your financial statements reflect the true nature of your business operations. This also helps in claiming the correct tax deductions.</p><h3>Proper Expense Classification</h3><p>To avoid misclassifying expenses, consider these practices:</p><ol>  <li>Understand the different categories of expenses.</li>  <li>Use accounting software that automatically categorizes expenses.</li>  <li>Review and adjust expense categories regularly.</li></ol><h2>Conclusion</h2><p>By being aware of these common accounting mistakes and taking proactive steps to avoid them, Australian businesses can maintain accurate financial records and ensure compliance with the ATO. Implementing strong financial management practices not only helps in avoiding costly errors but also contributes to the overall success and growth of your business.</p><p>Remember, seeking professional advice from an accountant or financial advisor can provide additional insights and help you navigate the complexities of business accounting.</p>

Common Accounting Mistakes Australian Businesses Make and How to Avoid Them

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<p>As a small business owner, maximizing your savings is crucial for the success and growth of your business. One way to do this is by taking advantage of essential tax deductions that can help reduce your tax burden and increase your bottom line. Here are 5 tax deductions that every small business owner should be aware of:</p><h3>1. Home Office Deduction</h3><p>If you operate your business from a home office, you may be eligible to claim a deduction for the expenses related to your home office, such as utilities, rent, insurance, and maintenance. To qualify, your home office must be used exclusively for business purposes.</p><h3>2. Business Vehicle Expenses</h3><p>If you use a vehicle for your business, you can deduct the expenses related to its use, including gas, maintenance, insurance, and depreciation. Keep detailed records of your business-related mileage and expenses to support your deduction.</p><figure id="figure-86r7nfuq3lv1q74g6"><img id="86r7nfuq3lv1q74g6" src="https://images.unsplash.com/photo-1531407676318-76cf12fc69a1?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wyNjI5NjF8MHwxfHNlYXJjaHwyM3x8YnVzaW5lc3MlMjB2ZWhpY2xlJTIwZXhwZW5zZXN8ZW58MHx8fHwxNzEzMjMyMTY1fDA&amp;ixlib=rb-4.0.3&amp;q=80&amp;w=1080" alt="business vehicle expenses" class="object-cover bg-gray-100 rounded-sm md:rounded-md lg:rounded-lg" style="aspect-ratio: 16/9;" data-mce-src="https://images.unsplash.com/photo-1531407676318-76cf12fc69a1?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wyNjI5NjF8MHwxfHNlYXJjaHwyM3x8YnVzaW5lc3MlMjB2ZWhpY2xlJTIwZXhwZW5zZXN8ZW58MHx8fHwxNzEzMjMyMTY1fDA&amp;ixlib=rb-4.0.3&amp;q=80&amp;w=1080" data-mce-style="aspect-ratio: 16/9;"></figure><h3>3. Retirement Contributions</h3><p>Contributing to a retirement plan not only helps you save for the future but can also provide valuable tax deductions for your business. Depending on the type of plan you choose, you may be able to deduct contributions made on behalf of yourself and your employees.</p><figure id="figure-gdrnl3y9milv1q75jh"><img id="gdrnl3y9milv1q75jh" src="https://images.unsplash.com/photo-1618510210322-dfba24a47a37?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wyNjI5NjF8MHwxfHNlYXJjaHwxOXx8cmV0aXJlbWVudCUyMGNvbnRyaWJ1dGlvbnN8ZW58MHx8fHwxNzEzMjMyMTY2fDA&amp;ixlib=rb-4.0.3&amp;q=80&amp;w=1080" alt="retirement contributions" class="object-cover bg-gray-100 rounded-sm md:rounded-md lg:rounded-lg" style="aspect-ratio: 16/9;" data-mce-src="https://images.unsplash.com/photo-1618510210322-dfba24a47a37?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wyNjI5NjF8MHwxfHNlYXJjaHwxOXx8cmV0aXJlbWVudCUyMGNvbnRyaWJ1dGlvbnN8ZW58MHx8fHwxNzEzMjMyMTY2fDA&amp;ixlib=rb-4.0.3&amp;q=80&amp;w=1080" data-mce-style="aspect-ratio: 16/9;"></figure><h3>4. Health Insurance Premiums</h3><p>If you are self-employed and pay for your own health insurance, you may be able to deduct the premiums you pay for yourself, your spouse, and your dependents. This deduction can also apply to certain long-term care insurance premiums.</p><figure id="figure-smabd0hl1llv1q76cn"><img id="smabd0hl1llv1q76cn" src="https://images.unsplash.com/photo-1444731961956-751ed90465a5?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wyNjI5NjF8MHwxfHNlYXJjaHwyMXx8aGVhbHRoJTIwaW5zdXJhbmNlJTIwcHJlbWl1bXN8ZW58MHx8fHwxNzEzMjMyMTY3fDA&amp;ixlib=rb-4.0.3&amp;q=80&amp;w=1080" alt="health insurance premiums" class="object-cover bg-gray-100 rounded-sm md:rounded-md lg:rounded-lg" style="aspect-ratio: 16/9;" data-mce-src="https://images.unsplash.com/photo-1444731961956-751ed90465a5?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wyNjI5NjF8MHwxfHNlYXJjaHwyMXx8aGVhbHRoJTIwaW5zdXJhbmNlJTIwcHJlbWl1bXN8ZW58MHx8fHwxNzEzMjMyMTY3fDA&amp;ixlib=rb-4.0.3&amp;q=80&amp;w=1080" data-mce-style="aspect-ratio: 16/9;"></figure><h3>5. Professional Fees and Subscriptions</h3><p>Costs related to professional fees, such as legal and accounting services, as well as subscriptions to industry publications and professional organizations, are typically deductible as ordinary and necessary business expenses.</p><figure id="figure-877eodqebilv1q7771"><img id="877eodqebilv1q7771" src="https://images.unsplash.com/photo-1554260570-9140fd3b7614?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wyNjI5NjF8MHwxfHNlYXJjaHwyMnx8cHJvZmVzc2lvbmFsJTIwZmVlcyUyMGFuZCUyMHN1YnNjcmlwdGlvbnN8ZW58MHx8fHwxNzEzMjMyMTY4fDA&amp;ixlib=rb-4.0.3&amp;q=80&amp;w=1080" alt="professional fees and subscriptions" class="object-cover bg-gray-100 rounded-sm md:rounded-md lg:rounded-lg" style="aspect-ratio: 16/9;" data-mce-src="https://images.unsplash.com/photo-1554260570-9140fd3b7614?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wyNjI5NjF8MHwxfHNlYXJjaHwyMnx8cHJvZmVzc2lvbmFsJTIwZmVlcyUyMGFuZCUyMHN1YnNjcmlwdGlvbnN8ZW58MHx8fHwxNzEzMjMyMTY4fDA&amp;ixlib=rb-4.0.3&amp;q=80&amp;w=1080" data-mce-style="aspect-ratio: 16/9;"></figure><p>By taking advantage of these essential tax deductions, small business owners can keep more of their hard-earned money and reinvest it back into their businesses. It's important to consult with a qualified tax professional to ensure that you are maximizing your tax savings while staying compliant with the ever-changing tax laws and regulations.</p><p>Remember, keeping accurate records and documentation to support your deductions is key to successfully claiming these tax benefits. By staying informed and proactive, you can make the most of these deductions and keep your business financially healthy.</p><figure id="figure-tconyx6eplv1q78dp"><img id="tconyx6eplv1q78dp" src="https://images.unsplash.com/photo-1523287562758-66c7fc58967f?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wyNjI5NjF8MHwxfHNlYXJjaHw1fHxzbWFsbCUyMGJ1c2luZXNzJTIwdGF4JTIwZGVkdWN0aW9uc3xlbnwwfHx8fDE3MTMyMzIxNzB8MA&amp;ixlib=rb-4.0.3&amp;q=80&amp;w=1080" alt="small business tax deductions" class="object-cover bg-gray-100 rounded-sm md:rounded-md lg:rounded-lg" style="aspect-ratio: 16/9;" data-mce-src="https://images.unsplash.com/photo-1523287562758-66c7fc58967f?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wyNjI5NjF8MHwxfHNlYXJjaHw1fHxzbWFsbCUyMGJ1c2luZXNzJTIwdGF4JTIwZGVkdWN0aW9uc3xlbnwwfHx8fDE3MTMyMzIxNzB8MA&amp;ixlib=rb-4.0.3&amp;q=80&amp;w=1080" data-mce-style="aspect-ratio: 16/9;"></figure>

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